TERMS & CONDITIONS

Terms of Use

Effective Date: September 19, 2024

Welcome to LOF Agency! By accessing or using our website (https://www.lofagency.com), you agree to be bound by these Terms of Use. Please read them carefully.

1. Eligibility and Acceptance

By using our website, you confirm that:

1. You are at least 18 years old or have parental/guardian consent.
2. You agree to these Terms and any applicable laws.

If you disagree, do not use the website.

2. Use of the Website You may not:

1. Use the website for unlawful purposes.
2. Engage in fraudulent or harmful activities.
3. Reverse-engineer, distribute or exploit any part of the website without permission.

Violations may result in account suspension or termination.

3. User-Generated Content

You may post content (e.g., comments, reviews) that:

1. It does not infringe intellectual property rights or violate laws.
2. It is not obscene, offensive, or defamatory.

By posting, you grant us a non-exclusive license to use, distribute, and display your content.

4. Intellectual Property

All website content, including text, images, and code, is owned by LOF Agency or its licensors. You may not use or reproduce it without written consent.

5. Disclaimers

We do not guarantee uninterrupted access to our website or the accuracy of its content. Use at your own risk. LOF Agency is not liable for damages resulting from:

1. Errors or omissions.
2. Third-party links.
3. Unauthorized access to user data.

6. Dispute Resolution

A. Governing Law:

These terms are governed by the laws of Florida.

B. Arbitration:

Disputes will be resolved through binding arbitration in Seminole County, Florida unless you opt out within 30 days of acceptance.

C. Exceptions:

Claims involving intellectual property rights or unlawful activities may proceed in court.

7. Updates to Terms

We reserve the right to modify these Terms. Updated versions will be posted with a revised date. Continued use constitutes acceptance of changes.

1. {Insert program description here; a brief description of the types of messages users can expect upon opting in.}
   
2. You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.
   
3. If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to {support email address or toll-free number}.
   
4. Carriers are not liable for delayed or undelivered messages.
   
5. As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies.
   
6. For questions about your text plan or data plan, contact your wireless provider. For privacy-related inquiries, please refer to our privacy policy: {link to privacy policy}

8. Contact Us

For questions about these Terms, contact us at:

LOF Agency

421 E 1st Street

Sanford, FL 32771

Email: Admin@lofagency.com

Phone: (321) 233-1559