Terms of Use


Effective Date: September 19, 2024


Welcome to LOF Agency! By accessing or using our website (https://www.lofagency.com), you agree to be bound by these Terms of Use. Please read them carefully.


1. Eligibility and Acceptance


By using our website, you confirm that:

  1. You are at least 18 years old or have parental/guardian consent.
  2. You agree to these Terms and any applicable laws.

If you disagree, do not use the website.


2. Use of the Website You may not:

  1. Use the website for unlawful purposes.
  2. Engage in fraudulent or harmful activities.
  3. Reverse-engineer, distribute or exploit any part of the website without permission.

Violations may result in account suspension or termination.


3. User-Generated Content


You may post content (e.g., comments, reviews) that:

  1. It does not infringe intellectual property rights or violate laws.
  2. It is not obscene, offensive, or defamatory.

By posting, you grant us a non-exclusive license to use, distribute, and display your content.


4. Intellectual Property


All website content, including text, images, and code, is owned by LOF Agency or its licensors. You may not use or reproduce it without written consent.


5. Disclaimers


We do not guarantee uninterrupted access to our website or the accuracy of its content. Use at your own risk. LOF Agency is not liable for damages resulting from:

  1. Errors or omissions.
  2. Third-party links.
  3. Unauthorized access to user data.


6. Dispute Resolution


A. Governing Law:

These terms are governed by the laws of Florida.


B. Arbitration:

Disputes will be resolved through binding arbitration in Seminole County, Florida unless you opt out within 30 days of acceptance.


C. Exceptions:

Claims involving intellectual property rights or unlawful activities may proceed in court.


7. Updates to Terms


We reserve the right to modify these Terms. Updated versions will be posted with a revised date. Continued use constitutes acceptance of changes.


8. Contact Us


For questions about these Terms, contact us at:

LOF Agency

421 E 1st Street

Sanford, FL 32771

Email: Admin@lofagency.com

Phone: (321) 233-1559